Dogwood Capital is located near George Bush Airport in Houston, TX. However, our financial advisors service clients in Kingwood, Humble, Huffman, the entire Houston metro area as well as many clients in Austin and San Antonio. We work with many clients in other states as well.
What is the Average Cost of a Financial Advisor?
There are several different ways that financial advisors are compensated. Brokerage products typically are commission based and advisory solutions typically involve ongoing advisory fees. A good advisor will explain the different options to you and help you identify which arrangement best suits your needs.
How do I Know I Can Trust an Advisor?
Finding an advisor you can trust is probably the most important criteria when selecting who to work with. Sitting down with a financial advisor and learning about their background and history is a good way to start. In addition, you can check an advisors background to see any complaints or criminal issues by looking at the Finra Brokercheck. A link to ours is located at the bottom of our homepage.
What Information should I bring to a meeting?
We believe that Financial Advisors should get to know as much as possible about clients during the planning process. The more information you can provide us, the better! Financial Statements and information on employment benefits, family, expenses, and hobbies help get the process started.
What is Financial Planning?
Financial Planning is a process where an experienced advisor gathers information and uses that information to create a plan to help you reach your financial goals. A good financial plan will address debt, retirement, budgeting, estate, and taxes.
What fees are applicable to schedule a meeting?
There are no fees for an introductory meeting. Our goal for meeting is to get to know you, and discover if working with a Dogwood Capital financial advisor is right for you.
Can I Get Life Insurance With a Preexisting Condition?
Insurance carriers each have their own underwriting criteria. While some may deny coverage for medical conditions, marijuana use, smoking etc.., other carriers may allow it.
Will I Need to Work Part Time in Retirement?
Many retirees choose to work part-time in retirement for a number of reasons. A Dogwood Financial Advisor will discuss your preference here and factor that into your retirement plan.
Do I Need a Trust?
A trust is a valuable strategy for many investors as they evaluate end of life options. However, many investors need's are met with a simple will. A financial advisor can discuss the differences and help determine which is most suitable for you. Please note: Dogwood Capital and LPL Financial do not provide legal advice or services. Please consult your legal advisor regarding your specific situation.
When Should I take Social Security?
When to take social security is dependent on many factors including assets, life expectancy, and several other factors. We can help you determine if it is best to take it early or delay activating your benefits.
What are my options for my 401K plan?
This decision depends on a variety of factors. A plan participant leaving an employer typically has four options (and may engage in a combination of these options), each choice offering advantages and disadvantages. Options are: • Leave the money in his/her former employer’s plan, if permitted; • Roll over the assets to his/her new employer’s plan, if one is available and rollovers are permitted; • Roll over to an IRA; or • Cash out the account value. From income options in retirement, to what investment options are available, company retirement plans vary in their offerings. Some plans offer active management, but many employees are left to manage their assets themselves. Evaluating your workplace retirement plan and weighing it against your income or investment needs is something a financial advisor can help with!
Should I sell My Company Stock?
Many companies offer stock purchase or awards plans. These are great ways for workers to build their net worth and take advantage of lucrative offerings from their workplace. However, some employees may find themselves over-exposed to a single companies performance. Finding the right balance is something that requires evaluating your net worth, retirement savings, and a number of other factors.
Should I Contribute to My Employer's HSA (Health Savings Account)?
HSA plans offer tax advantages and help employees save for medical expenses. In addition, they can be converted to a retirement savings vehicle if not used. Unlike most FSA accounts, they do not expire each year and you can continue to accumulate value over time.
